In this article, we’ll introduce the Shinkin Card WAON. The Shinkin Card WAON is a convenient electronic money card for anyone who shops at Aeon Group stores.
While most electronic money cards require you to add funds in advance, with the Shinkin Card WAON, you can enjoy both auto-charge and credit card charge features. This means that when your balance drops below a preset amount, it will automatically top up, saving you the hassle of recharging manually. In this article, you’ll find the following information:
・Key features of the Shinkin Card WAON
・Advantages and disadvantages of the Shinkin Card WAON
・Fees and reward rates
・Eligibility criteria for application
・How to apply
・Application screening process
・Contact information and address
Features of the Shinkin Card WAON
The Shinkin Card WAON is issued by Shinkin Card Co., Ltd. and can be added as an extra card to your existing credit card. It’s a prepaid e-money card that can be used at places like AEON Malls and offers great point rewards. The WAON card system itself is operated by AEON Retail Co., Ltd.—a major affiliate of the AEON Group, which also manages AEON and AEON Style stores.
While regular WAON cards can be issued at AEON stores, the Shinkin Card WAON must be linked to a Shinkin Card Group credit card. The benefit of this is that you can use features like auto-recharge and credit card recharge.
Pros and Cons of the Shinkin Card WAON
The Shinkin Card WAON stands out for its appealing points system, where you earn points every time you shop. You earn 1 point for every 200 yen spent. Plus, on designated days each month, your points can be doubled or even multiplied by five, making it even more rewarding. You can also conveniently use the card to pay for taxes and utility bills—not just at Ministop, but also at Lawson and FamilyMart. However, keep in mind that you won’t earn points for payments on taxes or utility bills.
Unlike credit cards, there’s no annual fee, so you don’t have to worry about recurring costs. There is a one-time issuance fee of 300 yen, but considering the amount of points you could miss out on by paying in cash, it’s a small price to pay. That said, one drawback is that the number of stores where you can use the card is limited. This card is really only beneficial if you frequently shop at partnered retailers.
Shinkin Card WAON: Fees, Cashback Rate, and More
Here are the fees and cashback rate for the Shinkin Card WAON. The rates shown are standard.
・Application fee: 300 yen
・Cashback rate: 0.5%
・Late payment penalty: 14.60%
・Billing cycle closing date: 15th
・Payment due date: 10th
Application Requirements for the Shinkin Card WAON
There are no age or income requirements for applying for the Shinkin Card WAON. As long as you already have an eligible card, you can add the WAON card as an additional card. Specifically, you must have a VISA/Mastercard. Please note that you cannot apply with a JCB card.
Also, some VISA or Mastercard cards may not be eligible for this application. If you already have a card, make sure to check in advance whether you can add the WAON card to it.
How to Apply for a Shinkin Card WAON
You can apply for a Shinkin Card WAON online. Open the VPASS website, log in, and follow the steps to apply.
1. Go to the official website
2. Click on "Shinkin Card WAON" and go to the application page
3. Agree to the terms and conditions
4. Fill in the required information
5. Card will be issued
6. Receive your card
Screening for the Shinkin Card WAON
There is no screening process for the Shinkin Card WAON itself. As long as you already have an eligible credit card that allows you to add a Shinkin Card WAON, all you need to do is apply, and your card will be sent to you later. However, if you don't have a credit card yet, please be aware that you'll need to pass the credit card screening first. The difficulty of the credit card screening varies depending on the card's rank.
The eligible cards are Shinkin Card’s VISA and Mastercard. However, please note that some cards may not be eligible, so be sure to check in advance.
Shinkin Card WAON Address and Contact Information
The Shinkin Card WAON is issued by Shinkin Card Co., Ltd.
The address is 13th Floor, Sunshine 60, 3-1-1 Higashi-Ikebukuro, Toshima-ku, Tokyo. For inquiries about membership, please call 03-6758-7775. Please note that we do not respond to inquiries by email.
Summary
In this article, we introduced the Shinkin Card WAON. This card is highly recommended for anyone who regularly shops at Aeon Group stores. Since you can rack up points quickly when shopping at Aeon Group locations, it’s far more rewarding than paying with cash. If your usual supermarket belongs to the Aeon Group, there’s no reason not to get this card.
Note: Applying for a credit card or loan carries risks. Please make sure to review the terms and conditions before proceeding with your application.
