The "Family Card" service allows not only main members but also their family members to use a credit card. d CARD GOLD also offers family cards, and the good news is that the annual fee is waived for the first year. Plus, you can easily rack up d POINTS!
This article rounds up all the benefits and application procedures for the d CARD GOLD Family Card. If you often shop at places like McDonald’s, Lawson, and Matsumoto Kiyoshi, this is a must-read!
• Features of the d CARD GOLD Family Card
• Pros and cons of the d CARD GOLD Family Card
• Fees and reward rates for the d CARD GOLD Family Card
• Eligibility for the d CARD GOLD Family Card
• How to apply for the d CARD GOLD Family Card
• Screening process for the d CARD GOLD Family Card
• Address and contact information for the d CARD GOLD Family Card
Features of the d CARD GOLD Family Card
d CARD GOLD is a credit card issued by NTT Docomo. With a d CARD GOLD Family Card, you can consolidate all payments into a single account.
When you make purchases with the card, you earn 1 point for every 100 yen spent. You can use these points like cash at a rate of 1 yen per point for everyday shopping.
Advantages and Disadvantages of the d CARD GOLD Family Card
One of the main advantages of the d CARD GOLD Family Card is that you can apply without going through a screening process. In addition, while the standard annual fee is 1,100 yen, it’s free for family cardholders. Another benefit is that you can combine d POINTs earned with both the main card and family card, making it easy to rack up points quickly with regular use.
However, keep in mind that spending on the family card is included in the spending limit of the main card. Also, while the main cardholder may receive coupons based on their annual spending, no such coupons are given for family card usage.
Fees and Cashback Rate for the d Card GOLD Family Card
The fees and cashback rate for the d Card GOLD Family Card are as follows:
・Annual fee: Free for the first year, 1,100 yen from the second year onwards
・Cashback rate: 1%
・Installment interest rate: 12.00%–14.75% (at retail stores)
・Cash advance interest rate: 15.00%
・Late payment penalty: 20.0% per year
Eligibility Requirements for the d CARD GOLD Family Card
Anyone who lives with and shares finances with a d CARD GOLD member, and is 18 years of age or older, can apply for a d CARD GOLD Family Card.
Please note that high school students are not eligible to apply.
How to Apply for a d Card GOLD Family Card
Here's how you can apply for a d Card GOLD Family Card:
1. Go to the official website
2. Click on “Apply for Family Card” to go to the application page
3. Log in to your d Account
4. Fill in the required information
Screening for the d Card GOLD Family Card
No screening process is required when applying for a d Card GOLD Family Card. This is because the payment ability of the applicant or their cohabiting family members is already confirmed during the screening process for the main cardholder.
All payments are consolidated and withdrawn from the main cardholder’s account, making the application process simple and straightforward.
Address and Contact Information for the d CARD GOLD Family Card
The d CARD GOLD Family Card is operated by NTT DOCOMO, INC. The company’s headquarters is located at Sanno Park Tower, 2-11-1 Nagatacho, Chiyoda-ku, Tokyo. You can contact them via LINE or by phone.
For inquiries via LINE, use the “d Card Center.” If you prefer to call, you can reach them at 0120-300-360.
Summary
The d Card GOLD Family Card offers great value—you’ll get the first year’s annual fee waived, and you can even get an ETC card issued for free. There’s no credit check required for family cards, so if a family member is already a main cardholder, it’s definitely worth considering. Applications can be completed online and cards are issued in as little as five days.
Note – Applying for credit cards or loans carries certain risks. Please make sure to review the terms and conditions before proceeding with your application.
